Blog Articles

Bear markets come in all shapes and sizes, and they are not actually that unusual. And, when they occur and how you react can determine if your retirement income plans will stay on track or not.

As we plan for how HCM will adapt to a post COVID-19 world, something that has been on my mind a great deal is what life will be like when the current COVID-19 quarantine is lifted. We are starting to hear from our Governors about cautiously reopening the economy. People are starting to talk about returning to our normal way of life, but will we really?

We know there’s a temptation to put off thinking about taxes until next winter, but if you do, almost all your money-making opportunities will be lost. If you can find the time to work on tax planning, you just might realize some meaningful rewards. As always, we’ll help you every step of the way, so don’t worry if you’re not sure what to do.

The best retirement plan is the one that is personalized to your individual retirement desires and needs; with hard work, diligent saving, and our guidance, we can put you in a good position to realize that.

As our country is dealing with the growing coronavirus pandemic, the federal government put in place a $2 trillion relief package to address the economic crisis resulting from the global economic slowdown. The most common questions we are receiving relate to the direct payments of benefits taxpayers will receive and how the rules relating to retirement distributions and unemployment have changed. We will focus on these changes now.

The world is headed toward a retirement crisis, and America is no exception. A GAO report found that about half of all Americans age 55 or older have no retirement savings at all. Fortunately, HCM can help you understand the impact of utilizing one or more of the following strategies to help your retirement nest egg last as long as you do.