Health Savings Accounts (HSAs) are just the type of tool we like because they are a tax savvy way to save for future medical bills, including age based long-term care premiums and nursing home expenses later in life. Even though they have been available since 2004, many people still don’t know what they are or fail to take full advantage of their tax benefits.
The Walk to End Alzheimer’s is the world’s largest event to raise awareness and funds for Alzheimer’s care, support and research, being held annually in more than 600 communities worldwide. HCM is proud to join in the Walk to End Alzheimer’s again in 2019, and we encourage you to join us in the fight.
“As a Wealth Management firm, we always have one eye on the horizon, looking out for future risks and benefits,” said Mike Hengehold, the Founder and President. “Investing in solar energy is in line with our vision for the future of a sustainable and thriving world. Not only are we working to keep our clients’ future secure, we want to make their children’s and grandchildren’s future secure as well."
No doubt many of you have heard about the “Inverted Yield Curve.” It came up a few months ago, and reared its head again on August 14, when the 10-year bond yield and the 2-year Treasury note yield inverted (two year paying more interest than the ten year). In this blog, we will break down information about the yield curve, why it’s in the news, and what it could mean for the future.
Health is important to everyone, and retirees are no exception. According to a 2014 study, 81% of retirees believe that the most important ingredient for a happy retirement is good health. This outranked having loving family and friends, trying new things, and even financial security. With this in mind, here are HCM’s 5 tips for a healthy retirement.
In survey after survey, running out of money in retirement is ranked highest among fears of many retirees. Healthcare ranks high among the list of expenses that can break the budget for retired people. Most worrisome is the possibility that an unexpected Health Shock may arise, causing healthcare expenses to quickly jump taking a much bigger bite from your pocketbook. At HCM Wealth Advisors, we help you examine these types of risks and decide the best way for your Family to prepare.