Making Gifts to Children: Best Practices in 2021
What's the best way to pass your assets on to the next generation without paying an inordinate tax?
Strategies to Reduce Taxable Income
Effective tax planning is an impactful factor in building wealth that you can control. The techniques in this article can help improve your financial outlook.
Finding Your Risk Tolerance in Retirement
You need to accept some risk to invest in retirement, but how much is right for you? Learn about risk tolerance, what affects it, and how to discover yours.
Will I Run Out of Money in Retirement?
Running out of money in retirement is a universal concern. While it does happen to some, it doesn't have to happen to you. Learn what you can do to work toward a financially secure retirement.
Making Up For Retirement Shortfalls
The world is headed toward a retirement crisis, and America is no exception. A GAO report found that about half of all Americans age 55 or older have no retirement savings at all. Fortunately, HCM can help you understand the impact of utilizing one or more of the following strategies to help your retirement nest egg last as long as you do.
Think Money Can't Buy Happiness? You Might Be Spending It Wrong
Home much is your time worth, and what should you be spending it on to balance work with your personal life?