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Financial Insights

HCM Wealth Advisors Blog

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November 1 Begins Open Enrollment for Health Insurance Marketplaces Thumbnail

November 1 Begins Open Enrollment for Health Insurance Marketplaces

Beginning on November 1, 2020, individuals (including families) can now apply for new health insurance, switch to a different health-care plan, or re-enroll in their current plan through a Health Insurance Marketplace under the Affordable Care Act (ACA). The open enrollment period for 2021 health coverage ends on December 15, 2020.

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Tips for People Living in the Sandwich Generation Thumbnail

Tips for People Living in the Sandwich Generation

At a time when your career is peaking and you are looking ahead to your own retirement, you may find yourself in the position of having to help your children with college expenses or the financial challenges of young adulthood while at the same time looking after the needs of your aging parents. Squeezed in the middle, you're in the "sandwich generation" — a group loosely defined as people in their 40s to 60s who are "sandwiched" between caring for children and for aging parents.

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COVID Update Thumbnail

COVID Update

Many people are wondering why we still don’t have a vaccine for the COVID-19 virus yet, and when we will finally get one. Amid the hopeful headlines, we aren’t hearing much from the deep experts who are in the trenches trying to find an effective way to prevent the virus from lodging in our bodies. What are they saying these days?

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Has the Recovery Begun? Thumbnail

Has the Recovery Begun?

May’s job report was 10,000,000 better than expected, the inequality trifecta of income, opportunity and wealth has worsened, according to Mohamed El-Erian, and recent “good news” could fool policy makers just when the economy needs help the most.

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