For financially established individuals, the most effective New Year’s financial resolutions focus on thoughtful planning, tax efficiency, and goal alignment, while market timing, drastic changes, vague cost-cutting, and procrastination tend to undermine long-term success.
As the year draws to a close and the holiday season begins, it’s a natural time to pause, reflect, and appreciate what truly matters.
The holidays inspire generosity, but did you know your charitable gifts can also play a meaningful role in your financial plan? From donating appreciated stock to using donor-advised funds, the right strategy can help your gifts go further.
Recently, individuals have received fraudulent calls that appear to come from our phone number coming from unauthorized third-party “caller id spoofing.” This has caused some phone carriers to mistakenly flag our number as spam and occasionally block our legitimate calls. This article discusses the issue further & gives practical advice you can use to ensure our communication is uninterrupted.
Many Americans struggle with financial stress due to rising expenses and a lack of financial education, leaving many feeling unprepared to manage their money effectively. By automating savings, planning spending, setting clear financial goals, and avoiding impulse purchases, individuals can build confidence, reduce anxiety, and take greater control of their financial future.
A well-coordinated retirement strategy works like an orchestra—each savings vehicle, from your 401(k) to your IRA and taxable accounts, must work together under thoughtful direction to achieve a harmonious result. By prioritizing where to save, strategically investing across account types, and planning coordinated withdrawals, you can create a personalized approach that aligns with your tax situation, risk tolerance, and long-term goals.