A Season for Gratitude, Reflection, and Looking Ahead
As the year draws to a close and the holiday season begins, it’s a natural time to pause, reflect, and appreciate what truly matters.
Smart Year-End Charitable Giving Strategies for 2025
The holidays inspire generosity, but did you know your charitable gifts can also play a meaningful role in your financial plan? From donating appreciated stock to using donor-advised funds, the right strategy can help your gifts go further.
Protecting Your Communication With Us: What to Know About Recent Call Spoofing
Recently, individuals have received fraudulent calls that appear to come from our phone number coming from unauthorized third-party “caller id spoofing.” This has caused some phone carriers to mistakenly flag our number as spam and occasionally block our legitimate calls. This article discusses the issue further & gives practical advice you can use to ensure our communication is uninterrupted.
Over 60% of Americans are Worried About Finances. What Can You Do If You’re One of Them?
Many Americans struggle with financial stress due to rising expenses and a lack of financial education, leaving many feeling unprepared to manage their money effectively. By automating savings, planning spending, setting clear financial goals, and avoiding impulse purchases, individuals can build confidence, reduce anxiety, and take greater control of their financial future.
The Symphony of Your Retirement Strategy
A well-coordinated retirement strategy works like an orchestra—each savings vehicle, from your 401(k) to your IRA and taxable accounts, must work together under thoughtful direction to achieve a harmonious result. By prioritizing where to save, strategically investing across account types, and planning coordinated withdrawals, you can create a personalized approach that aligns with your tax situation, risk tolerance, and long-term goals.
How Big Should My Emergency Fund Be?
An emergency fund provides a critical safety net against unexpected expenses like job loss, medical bills, or home repairs, with experts generally recommending three to six months of essential living costs. The exact amount depends on factors such as job stability, income variability, dependents, and health needs, and while many Americans remain underprepared, consistent saving strategies and smart planning can help build long-term financial security.