Talk with a team of investment & tax experts that put the same level of care evaluating your unique P&G circumstances as you put into the wording of your Rocks.
Hear from Jim Eutsler, our in-house P&G investment and tax expert, who spent 15+ years working at P&G, as he walks through common questions he hears from P&G employees and retirees.
PST Choices
As you consider retiring or separating from P&G, you will want to give thought around what to do with your Profit Sharing Trust (PST) account. Here we will outline what your options are and what the implications are for each of those options.
Meet Our P&G Team
Our expert team has a deep knowledge of the ins and outs of your P&G retirement plan options, general investment planning, and tax considerations.
Kacidee Gemperle
Doug Johnson CFA
Jim Eutsler CMA, CFP®, ChFC®
Casey Boland
Ryan Stenken, CPA
Kacidee Gemperle
Client Services
Kacidee started with HCM as our Front Desk Receptionist, hired in April of 2020, during our “working remote” period. She is a graduate from the University of Cincinnati with a bachelor's degree in marketing and continues as part of our Client Services Team, but now in our Operations division. Kacidee and her husband Jacob love to travel and enjoy skiing, camping, and taking their two dogs on long walks. She is a big fan of the Cincinnati Bengals and enjoys attending and watching games during the football season.
Community & Leadership
- Member CFA Society of Cincinnati
- Coaches his son's soccer & hockey teams
- Adopt a Class Volunteer
Certifications
- Chartered Financial Analyst
Education
- BA, Economics Centre College Danville Kentucky
Doug Johnson CFA
Senior Investment Strategist | Partner
Doug is the senior investment strategist in the investment and research department. With 15 years of investment management experience, Doug has a deep understanding of markets and portfolio management. He understands the importance of having a well-defined investment process and removing the behavioral biases that can lower an investor’s return over time.
Doug guides the investment committee in developing and implementing HCM’s investment strategies.
Doug and his wife Cindy live in West Chester with their two sons. In his free time, Doug enjoys family time, golf, playing and watching hockey and travel.
"The four most dangerous words in investing: 'this time it's different.'" -Sir John Templeton-
Certifications
- Certified Management Accountant
- Executive Certificate in Financial Planning
- CERTIFIED FINANCIAL PLANNER™
- Chartered Financial Consultant™
AWARDS
Media Appearances
- What's the minimum you should deposit in a CD? Here's what experts say, CBS News, June 27, 2024
- Childcare Now Costs More Than College As Parents Fork Over $36,000 a Year, Newsweek, January 19, 2024
- 5 ways financial advisors can maximize client 401(k)s, Financial Planning, November 28, 2023
- Why you should ladder your CD accounts now, CBS News, November 14, 2023
- I’m a Financial Advisor: These Are the Worst Money Mistakes I See Retirees Make, GoBankingRates, August 22, 2023
- I Put These 5 Monthly Bills on Autopay, Yahoo! Finance, July 17, 2023.
- Pros and Cons of CDs, CNET Money, June 6, 2023.
- I’m a Financial Planning Expert: Here Are the 7 Most Common Reasons People Go Broke, GoBankingRates, June 5, 2023.
- 8 Things to Look for in a Quarterly Report, US News & World Report, May 25, 2023.
- Will high-yield savings rates rise after the Fed's rate hike?, CBS News, May 8, 2023.
- I’m a Financial Advisor: 6 Money Questions I Get Asked the Most, Yahoo! Finance, May 18, 2023.
- 12 Simple Moves That Can Put You on Track to Millions, GoBankingRates, April 20, 2023.
- Experts: 8 Worst Places To Keep Your Investments in 2023, AOL, April 11, 2023.
- Cashing out 401(k) accounts: the new retirement crisis, Financial Planning, April 11, 2023.
- 7 Social Security Mistakes to Avoid, US News, April 10, 2023.
- 10 Good Money Moves Baby Boomers Are Making in Retirement, Nasdaq, April 7, 2023.
- 4 HSA Tax and Retirement Secrets You Need To Know, Yahoo!, March 22, 2023.
- 6 Common Retirement Goals, US News & World Report, Sept 14, 2022.
- How to Unretire, US News & World Report, June 1, 2022.
- Balance Risk, Reward by Diversifying College Savings, US News & World Report, Feb 24, 2016
- Day in the Life of a Wealth Advisor, Owl Guru
Education
- BS, Chemistry Wright State University
- MBA, Marketing Xavier University
Community & Leadership
- University of Cincinnati: Southwest Ohio Science Fair Judge
Jim Eutsler CMA, CFP®, ChFC®
Wealth Advisor | Partner
Jim Eutsler has been with HCM Wealth Advisors since 2015 after 15+ years of work experience at P&G. He can help you navigate the waters of your P&G retirement plan and answer any questions you may have when it comes to financial or tax planning.
He joined HCM to take a new direction with his career, one to help people understand the importance of financial and retirement planning. With his intimate familiarity of P&G’s retirement benefits, keen analytical skills, tax knowledge and love for investing, he helps clients build a plan to protect and transfer wealth.
His past assignments at P&G have given him first-hand knowledge of the unique compensation and retirement benefits that the company provides its employees. He spent years as the lead accountant on stock-based compensation and the annual proxy statement, and has direct knowledge about the financial aspects of the compensation, bonus, and retirement plans that are distinctive to P&G.
Jim and his wife Karen, a marketing and sales professor at Xavier University, live in Colerain with their two children Nicole and Chris and their dog, Jax. Jim enjoys any sport with a ball, but particularly softball, baseball, pickleball, billiards, and table tennis. Jim also has a first-degree black belt in Kung-Fu. He enjoys reading and stays on top of his career by making personal finance and investing his hobbies.
"Fall seven times, stand up eight."-Ancient Proverb-
Community & Leadership
- Board Member, Springer School and Center (past Board President)
Awards
Media appearances
Certifications
- Executive Certificate in Financial Planning
Education
- Business, University of Cincinnati
Casey Boland
Wealth Advisor | Vice President | Partner
Casey is a retirement and financial professional, who serves as a wealth advisor and the vice president of HCM Wealth Advisors.
As a Cincinnati financial planner with over 25 years’ experience, he works with our clients to understand their unique financial situations. He helps to keep them on the right path by combining investment and tax strategies with a financial plan designed to preserve what they have, while providing the income they need and leaving something behind for their family or favorite charity.
The advisors at HCM Wealth Advisors have been sought for insight and thought leadership in financial planning and investment strategy. Casey had a morning radio spot on 700 WLW, where he offered his advice regarding these matters for almost a decade.
Casey recently became an “empty nester” with two adult sons. In his spare time, he enjoys playing golf, hiking, paddle boarding, and attending Cincinnati sporting events.
“Live simply, love generously, care deeply, speak kindly, leave the rest to God.” -Ronald Reagan-
EDUCATION
- Bachelor of Science in Accounting, Xavier University
- Master of Science in Accountancy, Xavier University
Ryan Stenken, CPA
Accountant
Ryan is a Cincinnati native who graduated from Xavier University with a B.S. and M.S. in Accounting. Shortly after graduation he earned his CPA designation. He has over 6 years of accounting experience, including 5 years at a mid-size local accounting firm where he worked on closely held businesses and individual tax returns.
In his free time he enjoys cooking, attending concerts, watching sporting events, traveling, and spending time with his wife, family, friends, and dog.
As quoted in
How to read an earnings report | Social Security Mistakes| Retirement Goals
How to Unretire
Autopay Bills | 6 Money Questions | HSA Tax & Retirement Secrets | Diversifying College Savings
Pros & Cons of Investing in CDs
Reasons People Go Broke | On Track to Millions | Worst Retiree Money Mistakes | Am I on Track for Retirement?