Social Security and Your Retirement Benefits
Most people expect to receive Social Security benefits in retirement, but how much will you get? And what can you do maximize your benefits?
Finding Your Risk Tolerance in Retirement
You need to accept some risk to invest in retirement, but how much is right for you? Learn about risk tolerance, what affects it, and how to discover yours.
Safe Withdrawal Rates (SWR): How Much Can You Spend in Retirement?
The best Safe Withdrawal Rate is an SWR that allows you to live retirement to the fullest while being reasonably confident your savings will last for your retirement.
Will I Run Out of Money in Retirement?
Running out of money in retirement is a universal concern. While it does happen to some, it doesn't have to happen to you. Learn what you can do to work toward a financially secure retirement.
Importance of Retirement Planning: What You Should Know
The best retirement plan is the one that is personalized to your individual retirement desires and needs; with hard work, diligent saving, and our guidance, we can put you in a good position to realize that.
Making Up For Retirement Shortfalls
The world is headed toward a retirement crisis, and America is no exception. A GAO report found that about half of all Americans age 55 or older have no retirement savings at all. Fortunately, HCM can help you understand the impact of utilizing one or more of the following strategies to help your retirement nest egg last as long as you do.