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Financial Insights

HCM Wealth Advisors Blog

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It’s 529 Day – Do You Know Where Your Child’s College Savings Are?

Happy 529 Day! On May 29, the college savings industry celebrates the day as a way to spread the word about the positive benefits of saving for college with a 529 account. Although these plans have been around for decades, they still exist in relative obscurity. The investment research firm Morningstar estimates that only 16% of parents with children younger than college age are saving in a 529.

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Tariffs: How Do They Work, and Who Pays Them?

It’s hard to avoid seeing news about the ongoing US-China trade conflict. In light of this turmoil, we thought we’d take a step back and examine exactly how tariffs work, who pays them, and how trade disputes like this have played out in the past.

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Our Own Doug Johnson Comments on China Trade Battle

Doug Johnson, senior investment strategist at Green Township-based HCM Wealth Advisors, said the market’s drop was exacerbated by stocks trading at or near all-time highs when the trade battle escalated. Any sign of the U.S. and China softening their stances could stabilize the market, he said.

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Encore Careers Lead to Happier Retirements

The idea of an “Ideal Retirement” has been revolutionized in recent years. Before, folks would work for the same company for forty or fifty years, then go home and stay there. However, many of today’s retirees are getting restless. Many have taken up a second or “encore” career. You could too, if the idea tickles your fancy.

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