Blog Articles

Effective tax planning is an impactful factor in building wealth that you can control. The techniques in this article can help improve your financial outlook.

You need to accept some risk to invest in retirement, but how much is right for you? Learn about risk tolerance, what affects it, and how to discover yours.

Running out of money in retirement is a universal concern. While it does happen to some, it doesn't have to happen to you. Learn what you can do to work toward a financially secure retirement.

The world is headed toward a retirement crisis, and America is no exception. A GAO report found that about half of all Americans age 55 or older have no retirement savings at all. Fortunately, HCM can help you understand the impact of utilizing one or more of the following strategies to help your retirement nest egg last as long as you do.

Home much is your time worth, and what should you be spending it on to balance work with your personal life?

Most of you have probably heard about the SECURE (Setting Every Community Up for Retirement) Act. It was signed into law before Christmas and went into effect the first of this year. It contains some valuable elements that will help those saving for retirement, but it also did damage to some of the strategies used in long-term family wealth planning. We’d like to talk about a change that could alter literally every financial plan in existence up to now and change the way plans are crafted in the future. If you think we’re being hyperbolic, well… we’re not alone. The Director of Retirement Research at Carson Wealth said “[t]his is nothing short of a disaster for trust planning…”. A Marketwatch article contains the quote “[the Secure Act] is a complete disaster from a planning perspective…”. So what’s so bad in this bill? Well, nothing less than the death of the Stretch IRA.